Healthy teeth have a huge impact on your overall wellbeing and confidence. But :DentalPlans savings don’t start and end with teeth, we want to help make every bit of you healthy and happy.
About 50% of the dental savings plans available on dentalplans.com include discounts on hearing and vision services, prescription drugs, and/or chiropractic services. You can even opt to purchase a vision plan that offers discounts on LASIK procedures and contact lenses.
Standard insurance plans may not cover these services, or may place restrictions on how often they will reimburse you for eyeglasses/hearing aids, or chiropractic visits. Unless your health needs can be predicted and scheduled, these limitations can end up costing you. It’s so annoying to have to pay your insurance premiums and also pay for the care you need!
Vision and the Affordable Care Act
Health plans offered on the federal and state-run exchanges must cover medically necessary visionprocedures such as cataract surgery. They also have to provide coverage for eye exams and glasses for children.
Adults can choose to purchase stand-alone policies from an agent or broker. Adult vision plans are not available on the federal health marketplace (healthcare.gov), and therefore are not eligible for the federal tax credits intended to make healthcare coverage more affordable.
Hearing and the Affordable Care Act
Twenty-two states include some coverage for hearing aids and related services, of which 18 are included as state required benefits, according to hearingloss.org.
Hearing, Vision and Medicare
Basic Medicare does not cover vision, hearing or dental expenses. Some Medigap and Medicare Advantage programs do provide coverage, but check to see if the services you need are included and how much you will be reimbursed.
Dental savings plans with vision and hearing discounts may be the best way to get the care that you need, at a price that you can afford. Review our offerings, and decide whether a savings plan fits your needs. Our AtYourService Customer Care Representatives would be happy to answer any questions you might have, give them a call at 1-800-238-5163.