Open Enrollment: 3 Ways to Find the Best Health and Dental Coverage

If you’ve got a job with health and dental insurance, you probably got an email from HR letting you know that it’s time to make your benefits decisions through open enrollment.

Unfortunately, not everyone will be getting that email.

According to a 2011 report by the Commonwealth Fund, 9 million adults lost their health insurance in the last two years. And according to other reports, nearly 10 million Americans have lost their dental coverage in the past few years while the recession weakened the reach of individual and family dental plans through employers.

In addition to the job-seeking population, more than 44 million Medicare beneficiaries in the U.S. will be comparing and choosing plans from October 15 to December 7. But for them, Medicare offers little financial relief for dental services.

To help job-seekers, self-employed professionals and seniors navigate their way to affordable options and take control of their health and dental care dollars, here’s 3 websites to check out:

  1. Simplee – Track health expenses (medical, dental, and pharmacy bills) based on you and/or your family’s history. Simplee breaks it all down in an easy-to-understand dashboard. You can also shop for a health plan based on expenses and doctors.
  2. DentalPlans.com – Provides an easy-to-use alternative to dental insurance for the nearly half of all Americans without dental benefits. This site helps you shop for a discount dental plan to save 10 to 60% on most dental care procedures. Visitors search by ZIP code to compare plans and find participating dentists in their area.
  3. InsureMe.com: Offering free insurance quotes, this site saves consumers time and money on insurance premiums by comparing coverage rates in their area.

What resources will you use to take control of your health and dental costs? Help our readers by sharing your tips in the comments.

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